Expert Advice.
The Credit You Deserve.

Apply using our secure and online credit application to see how we can help you reach your goals.

Who We Are

Merritt Financial was founded on the philosophy of partnering consumers, businesses, and brokerages with the lending agency best suited to their individual financial requirements. We have proudly served Ontario with financing solutions for over two decades. Our team of financial professionals provide unsurpassed expertise in all areas relating to mortgages, personal loans, car loans, credit cards, and dealership financing. As industry leaders, Merritt Financial works to uphold a standard of integrity and expertise to provide you with expert advice and service.


Car Loans

With over two decade of experience in writing automotive loans and leases, we specialize in getting you behind the wheel. Low payments, rates, and flexible plans. Get a loan that suits your needs.

Dealership Financing

Merritt Financial understands the importance of finalizing a sale, which is why we are here to provide financing for your clients. If you run a dealership, we would love to discuss how we can work together. Power your business by providing financing to your customers.


Personal Loans and Mortgages

We offer a wide variety of personal loans and mortgages at the best available market rates. We always negotiate on your behalf.